Mission Statement Essay

412 words - 2 pages

Week Three Research Assignment
Carolyn D. Jenkins
Devry University

Week Three Research Assignment

Bank competition and consumer search over credit card interest rates, this article mainly talks about the bank competition facing the consumers with higher balances having lower interest rates. The reason I chose this article was it was interesting that the higher your credit card balance is the lower your interest rate. I thought that it would be the other way around, the annual percentages are focused on the consumers balance and their default history, it will prove that these two issues will affect ...view middle of the document...

It allows you to keep track of what is going on and what is being reported of your credit report. There is so much fraudulent information being done to the person and they are not aware until they go and try to get some credit. But, we should be taking a look at our credit report at least every sic months.
Money Management, this article is about talks about a plan of the Australian Securities Investments Commission (ASIC). On how to conduct a financial planning exercise, he also talks about the need of ASIC to adopt more measured approach on any enforcement and actions involving this exercise. To me this article is relevant to the fact as you have to plan a budget in order to succeed. We normally set up a budget in our household so, we can manage our daily expenses. It really takes some discipline in order to manage your money.

References
Taehyung, K., Dunn, L. F., & Gene E., (2005, April). Bank competition and consumer search over credit card interest rates. Economic Inquiry, Vol.43 Issue 2, p344-353, 10p. Retrieved May, 22, 2010, from EBSCOhost database.

Avery, R. B., Calem, P.S., Canner, G. B., & Mok, S. C., (2004, May), Credit report accuracy and access to credit. Federal Reserve Bulletin, Vol.90 Issue 3, p297-322, 26p. Retrieved May 22, 2010, from EBSCOhost database.

Taylor, M. (2009, March 19). Money management. Money Management, Vol.23 Issue 9, p12-12 1/4p. Retrieved May 22,2010, from EBSCOhost database.

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